🏠 First Home Buyer Solutions

Buy sooner, even with a small deposit.
We specialise in helping first-time buyers access the First Home Guarantee, no deposit loans, and government grants.
✅ Minimum 5% deposit options
✅ No Lenders Mortgage Insurance for eligible buyers
✅ Guidance from approval to settlement
👉 Book a free first-home consult

💼 Self-Employed & Low-Doc Loans

Your income isn’t traditional — and that’s okay.
We secure tailored solutions for business owners, contractors, and freelancers.
✅ Low-doc and alt-doc lending options
✅ Specialist lenders for complex financials
✅ Fast approvals with less red tape
👉 Get pre-qualified

🕌 Islamic Finance

Ethical home ownership, aligned with your values.
We offer Shariah-compliant finance solutions through approved Islamic finance partners.
✅ No interest-based lending
✅ Transparent & halal-friendly structures
✅ Personalised guidance for your needs
👉 Explore your Islamic finance options

💸 Specialist Lending – Flexible Funding Where Banks Say No

We work with private and non-bank funders who offer lending solutions for complex, urgent, or unconventional scenarios.

✅ Vacant Land Loans – No Full Financials

Secure funding up to 75% LVR on vacant land with just an accountant’s letter as proof of income. Ideal for investors, developers, and self-employed clients.

✅ Unlimited Cash Out – No Questions Asked

Access equity for business, investment, or personal use — no reason required, no usage restrictions.

✅ No Credit Scoring

We focus on the asset and exit strategy, not your credit history. Ideal for borrowers recovering from defaults, judgments, or credit challenges.

🏗️ Funding for Incomplete Construction

With the average home build cost up $76,000 since 2021 (AFR, 2022), many fixed-price builders are struggling — some going into liquidation, leaving homes unfinished.
We provide funding to rescue incomplete construction projects and avoid costly delays.

🏘️ Single or Multi-Dwelling Projects

Need funding from $100K to multi-million? We arrange first or second mortgage solutions for residential, commercial, or development projects — fast, flexible, and tailored.

🧾 Pay ATO & Superannuation Debt – Fast Funding with No Red Tape

Behind on ATO or super obligations? Traditional lenders often won’t help — but we can.
We offer funding solutions that allow you to:

✅ Clear ATO tax debt fast

✅ Catch up on unpaid super and stay compliant

✅ Access funds without disclosing the exact reason (no cash-out restrictions)

✅ Avoid credit checks and drawn-out approvals

Whether you're a business owner or self-employed, we’ll help you protect your cash flow and stay ahead of compliance risks.

📞 Need help with ATO or super debt? Contact us now to speak with a funding specialist today.

🚗 Vehicle & Truck Finance – Fast, Flexible, No-Nonsense

We make it easy for self-employed Australians and small business owners to get behind the wheel — whether it’s for work or personal use.

🚘 Car Finance

Up to $30K

✅ 2+ years ABN

✅ Only 1 day GST registered

✅ No home ownership required

✅ Private or dealer sale

✅ No-doc application

Up to $50K

✅ 2+ years ABN

✅ 1 day GST registered

✅ No home ownership required

✅ Private or dealer sale

✅ 6 months trading statements

🚛 Truck Finance

Up to $90K

✅ 1 day ABN (with prior experience)

✅ Home ownership with $75K+ equity

✅ Dealer or private sale

✅ 6 months trading statements

✅ 20% deposit required

Up to $150K

✅ 2+ years ABN and GST registered

✅ Must own a home

✅ Dealer sale only

✅ New or up to 2 years old

🔍 Note: All applicants must have clean credit.
Ready to upgrade your vehicle or expand your business fleet?
👉 Apply now or get a pre-approval

📊 Niche Lending Solutions – Flexible Criteria for Unique Scenarios

Our funders cater to a wide range of niche lending situations:

✅ Accept non-traditional income such as Family Tax Benefits and scholarships

✅ No notional rent required for applicants living rent-free

✅ Support for smaller dwellings down to 35sqm

✅ Investment and owner-occupier loans up to 95% LVR including LMI

✅ Only 3% genuine savings needed for first home buyers (LVR > 90%)

✅ No LMI for 85% LVR – reduce your upfront costs dramatically

✅ Lending available for NDIS construction projects

✅ Commercial lending available to SMSFs